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Mortgage payoff planner

Compare standard payments with an extra-payment plan and see how much interest you can save.

Payoff comparison

Standard payments versus your extra-payment plan

Monthly principal & interest

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Interest saved

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Paid off sooner

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Total interest (standard → with extra)

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Standard payments

Payoff—

Time—

Total interest—

Total payments—

With extra payments

Payoff—

Time—

Total interest—

Total payments—

Mortgage balance over time

See how extra payments reduce your balance faster.

Key takeaways

Amount financed—

Mortgage payoff table

Year	Date	Standard balance	Principal paid	Interest paid	With extra balance	Principal paid	Interest paid

Fixed-rate principal and interest only. Excludes property tax, insurance, HOA, closing costs, VA funding fee, escrow, and prepayment penalties. Actual lender posting dates and rounding may differ.