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Free Loan Calculator

See what a fixed-rate loan costs and how extra payments change the payoff.

Switch scenarios to compare your numbers. Entries stay during this browser session.

Your numbers

Enter your loan details and extra payment information.

Monthly payment including extra

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Compare your regular payment with extra principal payments.

Year	Principal paid	Interest paid	Ending balance

Assumes fixed-rate monthly payments with no fees or prepayment penalty. Check your loan agreement for actual terms.

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